Earn

Earn on your cash

Idle balances keep working — in every currency you hold, with no minimum and no lockups.

Updated Aug 25, 2026, 8:18 AM UTC

Highest rate today

24.04%

on Argentine Pesos balances. Rates are variable and accrue continuously.

$0
Minimum
Any amount earns
0
Lockups
Withdraw anytime
5s
Accrual
Earns continuously
0
Transfers needed
Earns right where it sits
$30B+
Secured
Trusted infrastructure

Rates by asset

11 assets

Asset	Current	1D	1W	1M
Argentine PesosARS	24.04%	25.25%	25.60%	25.51%
Brazilian RealBRL	14.07%	14.05%	13.86%	13.86%
US DollarsUSD	5.26%	5.70%	5.57%	5.62%
Mexican PesoMXN	8.00%	8.00%	8.00%	8.03%
EurosEUR	3.59%	3.60%	3.77%	3.72%
Japanese YenJPY	0.68%	0.66%	0.71%	0.71%
Singapore DollarsSGD	0.14%	0.15%	0.39%	0.45%
British PoundGBP	3.56%	3.56%	3.56%	3.56%
EthereumETH	2.66%	2.52%	1.53%	1.49%
TetherUSDT	3.15%	3.21%	2.81%	2.74%
Agora DollarAUSD	5.98%	6.64%	5.85%	5.85%

Argentine PesosARS24.04%
1D
25.25%
1W
25.60%
1M
25.51%
Brazilian RealBRL14.07%
1D
14.05%
1W
13.86%
1M
13.86%
US DollarsUSD5.26%
1D
5.70%
1W
5.57%
1M
5.62%
Mexican PesoMXN8.00%
1D
8.00%
1W
8.00%
1M
8.03%
EurosEUR3.59%
1D
3.60%
1W
3.77%
1M
3.72%
Japanese YenJPY0.68%
1D
0.66%
1W
0.71%
1M
0.71%
Singapore DollarsSGD0.14%
1D
0.15%
1W
0.39%
1M
0.45%
British PoundGBP3.56%
1D
3.56%
1W
3.56%
1M
3.56%
EthereumETH2.66%
1D
2.52%
1W
1.53%
1M
1.49%
TetherUSDT3.15%
1D
3.21%
1W
2.81%
1M
2.74%
Agora DollarAUSD5.98%
1D
6.64%
1W
5.85%
1M
5.85%

How earning works

Users can choose which of their assets earn yield, if any at all. When yield is enabled, assets are lent to overcollateralized borrowers on technology securing billions of deposits. Users maintain custody of their assets the entire time, while funds can be intelligently reallocated to better opportunities. See details in the post below.

July 14, 2026

Investors Don't Want Dollars. They Want Choice.

Most people don't wake up thinking about dollars—they want access to the world's best assets without abandoning the financial life they already have. Just-in-time FX is becoming the standard.

Read the post

Currently utilised vaults

Capify wARS
Base · Capify
24.04%
Vault contract
0x0DC4…D90D
Asset contract
0x0DC4…D90D
Capify wBRL
Base · Capify
14.07%
Vault contract
0x1B52…42A1
Asset contract
0x1B52…42A1
Morpho Prime EURC
Base · Morpho
3.59%
Vault contract
0x2C63…53B2
Asset contract
0x2C63…53B2
Curator
Steakhouse Financial
Morpho Steakhouse tGBP
Ethereum · Morpho
0.06%
Vault contract
0x3D74…64C3
Asset contract
0x3D74…64C3
Curator
Steakhouse Financial
Morpho JPYC
Polygon · Morpho
0.68%
Vault contract
0x4E85…75D4
Asset contract
0x4E85…75D4
Morpho MXNB
Base · Morpho
3.86%
Vault contract
0x5F96…86E5
Asset contract
0x5F96…86E5
Morpho XSGD
Base · Morpho
0.14%
Vault contract
0x60A7…97F6
Asset contract
0x60A7…97F6
Morpho High Yield USDC
Base · Morpho
4.00%
Vault contract
0x71B8…A807
Asset contract
0x71B8…A807
Morpho Gauntlet USDC Frontier
Base · Morpho
3.17%
Vault contract
0x82C9…B918
Asset contract
0x82C9…B918
Curator
Gauntlet
aAUSD
Monad · Aave
2.88%
Vault contract
0x93DA…CA29
Asset contract
0x93DA…CA29
Ethereum
Base · Morpho
2.66%
Vault contract
0xA4EB…DB3A
Asset contract
0xA4EB…DB3A

Requirements

Requirement	Criteria	Source
Overcollateralisation	Borrowers post collateral in excess of the borrowed amount	On-chain protocol parameters
Custody	Assets remain under user control at all times	Self-custodial wallet
Liquidity	Withdrawals processed on demand, subject to vault liquidity	Vault contract
Timelock	Parameter changes subject to published timelock where configured	Vault contract

Yield is variable and not guaranteed. Rates shown are indicative and change continuously. Third-party protocols, issuers, and blockchain networks may fail.